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Holston Habitat for Humanity

BY Holston Habitat for Humanity

Holston Habitat uses volunteer labor to build and repair houses in partnership with individuals and families with limited financial resources and a housing need. The houses are then sold to qualified applicants at no profit and financed with an affordable Holston Habitat mortgage. Qualified families must complete volunteer "sweat equity" hours, complete the Homeowner Education Program, and save for closing costs prior to construction on the home beginning. Financial literacy and credit repair are addressed with each home buyer during the require education program. In addition to the home ownership and home repair programs, Holston Habitat operates two ReStores (located in Kingsport and Johnson City). ReStore locations accept donations of excess building materials, furniture, housewares, appliances, and other home decor items. These items are sold to the public at a reduced cost, generating funds for Holston Habitat's construction programs.

How to get started:
Applications may be requested any of the following ways: - online - visit to download and print an application - by phone - call 423-239-7689 to request an application to be mailed to your home - in person - visit the Holston Habitat office located in Kingsport to pick up an application in person. Call 423-239-7689 for directions or to verify office hours.

Residency - Qualified applicants must be a U.S. citizen or legal permanent resident and have lived or worked within Holston Habitat's service area for the past 6 months. Under certain conditions, applicants from a neighboring county may be considered. Need - Qualified applicants must demonstrate that their current housing is inadequate, unsafe, unaffodable, or in poor condition. Ability to Repay - Qualified applicants must have steady income sufficient for repayment of a Holston Habitat mortgage. Qualified applicants must also have a satisfactory credit history (no minimum credit score requirement) and a workable level of debt. Willingness to Partner - Qualified applicants must be willing and able to complete Holston Habitat's Homeowner Education Program, save for closing costs, and contribute "sweat equity" volunteer hours on construction sites, at ReStores, and at the Holston Habitat office. Reasonable accommodations can be made for qualified applicants with a disability.

100 Greenwood Lane Kingsport, TN 37663









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